Rex Flex

Your everyday banking
could unlock more.

RexFlex is a new way to access flexible money when you need it. Instead of filling out a traditional loan application, your everyday banking activity helps you build your Flex Score and get closer to unlocking RexFlex.

The more you bank with Rex, the more you unlock.

Excited woman checking approved loan on smartphone
Business Loan Approved
₦2,500,000 successfully disbursed.
Personal Loan Approved
Funds have been sent to your account.
RexFlex Phone Mockup

What if your banking activity could work for you?

RexFlex changes the way you think about credit. You don't start with a loan application. You start with your everyday financial life.

Every meaningful interaction with Rex contributes to your journey. As you bank, save, receive money and stay active, you build your Flex Score and move closer to unlocking RexFlex.

Bank. Build. Unlock.

RexFlex changes the way you think about credit. You don't start with a loan application. You start with your everyday financial life.

Start Your Journey

Tell us a little about yourself and what you'd most likely use RexFlex for.

Bank With Rex Icon

Bank With Rex

Receive money, save consistently, make transfers, pay bills and use your Rex Card.

Bank With Rex Icon

Build Your Flex Score

Your everyday financial activity helps you earn Flex Points and grow your score.

Bank With Rex Icon

Unlock RexFlex

Keep progressing and we'll let you know when it's your time to Flex.

How far can you Flex?

Your banking. Your progress. Your Flex Score shows how far you've come. As you build healthy financial habits with Rex, your score grows and you move through different Flex Levels.

Flex Level
/100

Everyday banking. Extra progress.

You don't need to do anything complicated. Your everyday financial activity can help you earn Flex Points and move your score forward.

Receive Money

Tell us a little about yourself and what you'd most likely use RexFlex for.

+ 30 Flex Points

Save Consistently

Receive money, save consistently, make transfers, pay bills and use your Rex Card.

+ 20 Flex Points

Use your Rex Card

Use your Rex Card for everyday spending.

+ 15 Flex Points

Stay Active

Keep banking with Rex every week.

+ 15 Flex Points

Pay Bills

Take care of your bills with Rex.

+ 10 Flex Points

Make Transfers

Send and move money with Rex.

+ 10 Flex Points

Whatever your hustle, there's a way to Flex.

AI isn't a feature bolted on. It's the architecture Rex is built on; across every segment, product, and recommendation.

Students

For unexpected expenses, school needs and everything in between.

Students

Salary Earners

For those moments when payday isn't quite enough.

Salary Earners

Business Owners

For keeping things moving when your business needs a little extra flexibility.

Business Owners

Freelancers

Because income doesn't always follow a schedule.

Freelancers

Traders & Creators

Because opportunities don't always wait for payday.

Creators

Self-employed Professionals

Because your financial journey doesn't fit into a standard box.

Self-employed Professionals

Still wondering how it works?

Rex's conversational interface handles payments the way messaging should.

Ready to Flex?

Start building your Flex Score through everyday banking and get closer
to unlocking RexFlex.