Nigeria's first AI-native bank

Your money has a story.
Rex is the only bank that knows it.

Send money, save, invest, pay bills, and access credit — through our conversational AI Interface, Atlas, which guides you to smarter financial decisions.

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See Rex in action.

Watch how Rex makes banking intelligent; from onboarding to your first transfer in under 3 minutes.

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RexAtlas: Your AI Financial Assistant

Our intelligence layer studies how you spend, shows you the fastest way to reach your money goals, and handles tasks the moment you ask via chat.

Just tell it what you need preview
Buy Electricity
Buy Data
Buy Airtime
Send Money
It notices what you miss preview
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TOP SPEND

You spent ₦120k on Food

That's your biggest category this month — 18% of all spend.

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SAVINGS

You saved ₦60k this month

This is a great step towards your financial goals.

It works toward your goals preview

Most banks show you a statement.

Rex shows you the full picture.

AI isn't a bolted on feature. It's the architecture Rex is built on; across every segment, product, and recommendation.

Conversational Banking

Conversational Banking

From instant balance updates to live transaction alerts, we keep your finances up to speed — no delays, no surprises.

Tailored for Everyone

Tailored for Everyone

Whether you're managing personal money, running a business, or budgeting with a partner — we've got you covered.

Become a Merchant

Become a Merchant in Minutes

Open your merchant account yourself. No branch visits, paperwork, or waiting for an agent.

Build with Rex APIs

Build with Rex APIs

Get instant sandbox access and start integrating with our developer platform right away.

Rex Cards
Bank with confidence

Licensed & Secure

Fully regulated and insured, ensuring that your savings and active investments remain protected at all times.

Everything your money needs.

For every kind of user.

One Rex account. All the tools to send, save, spend, accept payments, borrow, and build.

Up and running in minutes.

No branch. No queue. No long forms. Under 3 minutes from download to first transaction.

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Download RexAfrica

Get started in minutes with the Rex app, available free on the App Store and Google Play.

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Create Account

Sign up with your phone number or email and verify your OTP in under two minutes.

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Verify Identity

Complete a quick BVN or NIN verification with a selfie to secure your account.

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Start banking

Send money, save, pay bills—or onboard as a merchant or developer and unlock even more with Rex.

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Businesses Screen

Running a business?
Rex handles both.

Stop switching between banking apps. With Rex, your personal and business accounts live under one login, making it easy to stay in control of your finances. Every transfer is protected with account name confirmation, and when it's time to grow, you can access business financing—from working capital to invoice discounting and contract financing.

The bank that thinks with you.

Free to open. No monthly fees. No hidden charges. Smarter banking built for how Nigerians actually live and work.